Privacy Policy

You should know how we collect, protect, use, and share your information.

This Privacy Policy applies when you visit or use this website, receive our emails, interact with our advertisements on third-party websites, or use any other online services we offer that link to or reference this policy (collectively, our “Online Services”), and should be read in conjunction with any other policies or disclaimers that apply to the application you are accessing (collectively, the “Policies”).

  1. Information We Collect

    Personal Information

    When you visit or use our Online Services, we may collect personal information from or about you.  Personal Information means personally identifiable information such as your name, email address, mailing address, telephone number(s), account numbers, username, and password. For example, we may collect this information while you are banking online or applying for a new program or account.

    Other Information

    We may also collect certain information that does not reveal your specific identity or does not directly relate to an individual. This may include information you provide such as your date of birth or household income, or aggregated and de-identified data.

    We may also collect certain information about your use of our online services. For instance, we may collect the IP address of the device you use to connect to the Online Services, information about the site you came from, and information about the parts of our Online Services you access. We and companies we work with may also use cookies, web beacons, and other technologies to collect and store information about your visit to, or use of, our Online Services (for more information on these technologies, see Cookies and Other Tracking Technologies below).

    In addition, we may associate usage and other information we collect from you with personal information we have about you.

  2. How we Use the Information

    We use the information we collect from you to provide services, manage our business, offer an enhanced, personalized experience with our Online Services, among other services, products and use.

    The information allows us to (among other things):

           – Process transactions
           – Respond to your requests and other communications
           – Prevent fraud and enhance the security of your account
           – Recognize you when you return to our Online Services
           – Perform analytics concerning your use of our Online Services,
             including your responses to our emails and the pages you view.
           – Evaluate and improve our business
           – Comply with and enforce our policies, applicable legal requirements,
             industry standards and contractual obligations.

    Please see our Privacy Notice for information on how personal information may be shared and how you can limit certain types of sharing.

  3. Security

    No method of sending information over the Internet or any method of electronic storage, is completely secure. As such, we cannot and do not guarantee the security of your information.  You are solely responsible for the privacy policy and security of any information you share with us using our Online Services. We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your social Security number) to us.

    We attempt to make our online services as secure as possible. so we use industry standard (or better) security measures to protect the sensitive information under our control. This includes limiting access to data and using a variety of information security measures, including encryption technology, such as Secure Socket Layer (SSL), to protect your personal sensitive information.

  4. Linking to Third-Party Websites

    We may provide links to websites that are owned or operated by other companies (“third-party websites”). When you use a link to a third party website, you will be subject to that website’s privacy policy and security practices, which may differ from ours. You should familiarize yourself with the privacy policy, terms of use, security practices, and other policies of the linked third party website before providing any information on that website.

  5. Cookies and Other Tracking Technologies

    We and the companies we work with use technologies such as cookies, web beacons, and local shared objects to collect and store information about your visit to, or use of, our Online Services.

    Cookies

    Cookies are small amounts of data sent from a website and stored in a visitors web browser. Cookies allow us to collect information such as browser type, time spent on our websites, pages visited, and your relationship with us. We and companies we work with may use the information for security purposes, to facilitate navigation, to recognize your device to allow your use of our Online Services, to display information more effectively. We may collect statistical information about use of our Online Services in order to improve design and functionality, monitor responses to our advertising and marketing, understand how our Online Services are used and resolve questions regarding our Online Services. We may also use cookies for advertising purposes.

    Most web browsers allow you to adjust your browser settings to decline or delete cookies, but doing so may degrade your experience with our Online Services. If you decline to accept cookies, we will not be able to recognize your device and you will need to register it each time you log on to online banking.

    Web Beacons

    Web beacons are objects embedded in a website  or an email or other message that are typically invisible and allow confirmation that a user has accessed content. We and companies we work with may use web beacons or similar technologies to help recognize users of our Online Services, measure the effectiveness of our communications and for marketing campaigns, to compile statistics about usage and response rates.

  6. Protecting Children’s Privacy Online

     Our Online Services are not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide personal information through our website. We do not knowingly collect information from children under 13 without parental consent. Visit the Federal Trade Commission website for more information about the Children’s Online Privacy Act (COPPA)

  7. Making Sure Your Information is Accurate

    It is very important to keep your account information up to date. If your account information is incomplete, inaccurate or not current, please stop by one of our branches so we can update your information.

  8. Changes to this Policy

    We may change this Policy from time to time. When we do, we will let you know by appropriate means such as by posting the revised Policy on this page, indicating when it was last updated. Any changes to this Policy will become effective when posted unless otherwise indicated.

 

This Policy is effective as of 6/1/2017

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