Personal Deposit Accounts

Northern Interstate Bank offers a variety of personal deposit accounts. You can see our personal account products below. If you would like more information on these accounts, feel free to call or stop by one of our branches, today! Click here to get contact information for our locations.

Annual Percentage Yields (APY) are effective as of 09/17/2019

Product Name

Minimum Opening Deposit

Minimum Balance to Obtain APY

Interest Rate

Annual Percentage Yield

Choice Checking(1)(2) 

$25

$500

0.05%

0.05%

Golden Choice Checking(1)(2) 

$25

$500

0.05%

0.05%

Quarterly Statement Savings(1)(2) 

$25

$100

0.15%

0.15%

Choice Savings(1)(2) 

$25

$100

0.15%

0.15%

Christmas Club(1)(2) 

$5

$25

0.15%

0.15%

Money Market(1)(2) 

    

   Daily Balances of:

$1,000 

$1,000

  

   $1,000-$9,999.99

  

0.25%

0.25%

   $10,000-$24,999.99

  

0.30%

0.30%

   $25,000-$99,999.99

  

0.40%

0.40%

   $100,000 and up

  

0.50%

0.50%

Choice Money Market (1)(2)

    

   Daily Balances of:

$2,500 

$2,500 

  

   $2,500-$9,999.99

  

0.25%

0.25%

   $10,000-$24,999.99

  

0.30%

0.30%

   $25,000-$99,999.99

  

0.45%

0.45%

   $100,000 and up

  

0.55%

0.55%

(1) The interest rate and annual percentage yield may change after account opening.
(2) The minimum balance to obtain annual percentage yield refers to the daily balance, or the  amount of principal in the account each day.
(*)Fees could reduce the earnings of the account.

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