Personal Deposit Accounts
Northern Interstate Bank offers a variety of personal deposit accounts. You can see our personal account products below. If you would like more information on these accounts, feel free to call or stop by one of our branches, today! Click here to get contact information for our locations.
Annual Percentage Yields (APY) are effective as of 11/12/2024
Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield |
Choice Checking(1)(2) |
$25 |
$500 |
0.05% |
0.05% |
Golden Choice Checking(1)(2) |
$25 |
$500 |
0.05% |
0.05% |
Quarterly Statement Savings(1)(2) |
$25 |
$100 |
0.10% |
0.10% |
Choice Savings(1)(2) |
$25 |
$100 |
0.10% |
0.10% |
Christmas Club(1)(2) |
$5 |
$25 |
0.10% |
0.10% |
Money Market(1)(2) |
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Daily Balances of: |
$1,000 |
$1,000 |
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$1,000-$9,999.99 |
0.25% |
0.25% |
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$10,000-$24,999.99 |
0.40% |
0.40% |
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$25,000-$99,999.99 |
0.65% |
0.65% |
||
$100,000-149,999.99 $150,000.00-249,999.99 $250,000.00 and up |
1.00% 1.35% 1.50% |
1.00% 1.36% 1.51% |
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Choice Money Market (1)(2) |
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Daily Balances of: |
$2,500 |
$2,500 |
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$2,500-$9,999.99 |
0.25% |
0.25% |
||
$10,000-$24,999.99 |
0.40% |
0.40% |
||
$25,000-$99,999.99 |
0.65% |
0.65% |
||
$100,000-149,999.99 $150,000.00-249,999.99 $250,000.00 and up |
1.00% 1.35% 1.50% |
1.00% 1.36% 1.51% |
(1) The interest rate and annual percentage yield may change after account opening.
(2) The minimum balance to obtain annual percentage yield refers to the daily balance, or the amount of principal in the account each day.
(*) Fees could reduce the earnings of the account